Dealing with debt

Where to get free debt advice

It can be difficult to know what to do when struggling with debt but there are solutions. This short guide will identify the various free services available to you.

Citizens Advice Web Chat

Citizens Advice offers free, independent, confidential and impartial debt advice through their web chat service.

StepChange Debt Charity

StepChange Debt Remedy provides you with the expert advice, budget support and solutions to help you manage your debts.

National Debtline

National Debtline offers free debt advice online through its My Money Steps tool and its web guides, fact sheets and sample letters

PayPlan’s online debt solution tool, PlanFinder, can give you a personalised debt solution in as little as 15 minutes. They also offer free live chat and email support for immediate help.

Debt Advice Foundation

Debt Advice Foundation is a national debt advice and education charity offering free, confidential support and advice to anyone worried about debt.